Security National Bank of South Dakota in South Dakota vs the state
16.5%Denial rate+3.73 pts vs state
24.2%Decision denial rate+8.46 pts vs state
51.7%Origination rate-14.39 pts vs state
—Median rate
—Rate spread (pts)
$127kMedian applicant income
47Loans originated
15Denied
Trend in South Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 48 | 32 | 16.7% | — | #62 |
| 2024 | 77 | 29 | 20.8% | — | #56 |
| 2025 | 91 | 47 | 16.5% | — | #58 |
What Security National Bank of South Dakota lends in South Dakota
By loan purpose
By loan type
Why it denied South Dakota applicants
Where in South Dakota
Counties with the most Security National Bank of South Dakota applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Minnehaha County | 42 | 23 | 8 | 19.0% |
| Lincoln County | 24 | 14 | 1 | 4.2% |
| Union County | 7 | 6 | 1 | 14.3% |
| Davison County | 4 | 0 | 1 | 25.0% |
| Yankton County | 2 | 2 | 0 | 0.0% |
| Lake County | 2 | 0 | 1 | 50.0% |
| Turner County | 2 | 0 | 1 | 50.0% |
| Clay County | 1 | 0 | 0 | 0.0% |
| Brookings County | 1 | 0 | 1 | 100.0% |
| Brown County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Plains Commerce Bank | B | 2,280 | 5.5% | 6.25% |
| First PREMIER Bank | C | 1,389 | 11.7% | 6.88% |
| First Bank & Trust | C | 1,320 | 11.2% | 6.63% |
| Black Hills Federal Credit Union | D | 1,223 | 23.0% | 7.75% |
| Rocket Mortgage | C | 1,027 | 16.9% | 6.75% |
| CMG Mortgage | A | 919 | 2.3% | 6.38% |
| Bankwest | F | 786 | 14.0% | 7.25% |
| First Dakota National Bank | A | 690 | 4.6% | 6.50% |
| Levo Federal Credit Union | B | 644 | 6.8% | 7.50% |
| U.S. Bank | D | 637 | 24.0% | 6.99% |
Frequently asked questions
South Dakota: 91 applications in 2025, of which 47 were originated and 15 denied.
16.5% of all applications, or 24.2% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Security National Bank of South Dakota's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology