Reliabank Dakota in South Dakota vs the state
3.8%Denial rate-8.92 pts vs state
4.6%Decision denial rate-11.12 pts vs state
79.2%Origination rate+13.19 pts vs state
6.75%Median rate+0.25 pts vs state
0.13Rate spread (pts)-0.06 pts vs state
$111kMedian applicant income
145Loans originated
7Denied
Trend in South Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 228 | 192 | 3.5% | 6.77% | #27 |
| 2024 | 206 | 166 | 4.9% | 6.88% | #31 |
| 2025 | 183 | 145 | 3.8% | 6.75% | #36 |
What Reliabank Dakota lends in South Dakota
By loan purpose
By loan type
Why it denied South Dakota applicants
Where in South Dakota
Counties with the most Reliabank Dakota applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Minnehaha County | 79 | 67 | 2 | 2.5% |
| Lincoln County | 34 | 23 | 2 | 5.9% |
| Codington County | 24 | 19 | 0 | 0.0% |
| Hutchinson County | 12 | 9 | 0 | 0.0% |
| Turner County | 8 | 6 | 2 | 25.0% |
| Hamlin County | 6 | 6 | 0 | 0.0% |
| McCook County | 4 | 3 | 0 | 0.0% |
| Brookings County | 2 | 2 | 0 | 0.0% |
| Lake County | 2 | 2 | 0 | 0.0% |
| Grant County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Plains Commerce Bank | B | 2,280 | 5.5% | 6.25% |
| First PREMIER Bank | C | 1,389 | 11.7% | 6.88% |
| First Bank & Trust | C | 1,320 | 11.2% | 6.63% |
| Black Hills Federal Credit Union | D | 1,223 | 23.0% | 7.75% |
| Rocket Mortgage | C | 1,027 | 16.9% | 6.75% |
| CMG Mortgage | A | 919 | 2.3% | 6.38% |
| Bankwest | F | 786 | 14.0% | 7.25% |
| First Dakota National Bank | A | 690 | 4.6% | 6.50% |
| Levo Federal Credit Union | B | 644 | 6.8% | 7.50% |
| U.S. Bank | D | 637 | 24.0% | 6.99% |
Frequently asked questions
South Dakota: 183 applications in 2025, of which 145 were originated and 7 denied.
3.8% of all applications, or 4.6% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.
The median rate on loans Reliabank Dakota originated in South Dakota in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Reliabank Dakota's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology