RBC Bank, (Georgia) in Hawaii vs the state
18.8%Denial rate-3.08 pts vs state
20.0%Decision denial rate-7.31 pts vs state
68.8%Origination rate+13.38 pts vs state
6.25%Median rate+0.10 pts vs state
-0.21Rate spread (pts)+0.04 pts vs state
$248kMedian applicant income
11Loans originated
3Denied
Trend in Hawaii
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 17 | 22.9% | 6.25% | #82 |
| 2024 | 16 | 4 | 25.0% | 6.56% | #130 |
| 2025 | 16 | 11 | 18.8% | 6.25% | #144 |
What RBC Bank, (Georgia) lends in Hawaii
By loan purpose
By loan type
Why it denied Hawaii applicants
Where in Hawaii
Counties with the most RBC Bank, (Georgia) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hawaii County | 7 | 6 | 0 | 0.0% |
| Maui County | 4 | 2 | 2 | 50.0% |
| Honolulu County | 3 | 2 | 0 | 0.0% |
| Kauai County | 2 | 1 | 1 | 50.0% |
Other large lenders in Hawaii
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bank of Hawaii | C | 3,679 | 27.8% | 6.00% |
| First Hawaiian Bank | B | 2,740 | 19.4% | 5.87% |
| American Savings Bank | C | 2,479 | 34.5% | 5.65% |
| Hawaiiusa Federal Credit Union | C | 1,833 | 38.1% | 5.65% |
| United Shore Financial Services | B | 1,710 | 11.1% | 6.13% |
| Rocket Mortgage | C | 1,637 | 22.4% | 6.63% |
| Central Pacific Bank | C | 1,519 | 33.6% | 6.13% |
| Hawaii State Federal Credit Union | C | 1,418 | 30.0% | 5.90% |
| Navy Federal Credit Union | D | 985 | 30.2% | 8.10% |
| Freedom Mortgage | B | 924 | 10.8% | 5.75% |
Frequently asked questions
Hawaii: 16 applications in 2025, of which 11 were originated and 3 denied.
18.8% of all applications, or 20.0% of the applications it actually decided on. The Hawaii statewide average across all lenders was 21.8%.
The median rate on loans RBC Bank, (Georgia) originated in Hawaii in 2025 was 6.25%, against a statewide median of 6.15%.
About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in Hawaii, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology