Rain City Capital in Maryland vs the state
18.2%Denial rate-0.62 pts vs state
18.2%Decision denial rate-5.95 pts vs state
81.8%Origination rate+26.11 pts vs state
7.50%Median rate+0.88 pts vs state
—Rate spread (pts)
$192kMedian applicant income
9Loans originated
2Denied
What Rain City Capital lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 11 applications in 2025, of which 9 were originated and 2 denied.
18.2% of all applications, or 18.2% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Rain City Capital originated in Maryland in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Rain City Capital's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology