Radius Financial Group in Virginia vs the state
7.1%Denial rate-8.80 pts vs state
12.5%Decision denial rate-7.75 pts vs state
50.0%Origination rate-9.52 pts vs state
6.50%Median rate-0.13 pts vs state
0.28Rate spread (pts)+0.06 pts vs state
$125kMedian applicant income
7Loans originated
1Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 12 | 6 | 8.3% | 6.50% | #535 |
| 2025 | 14 | 7 | 7.1% | 6.50% | #534 |
What Radius Financial Group lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Radius Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 4 | 2 | 0 | 0.0% |
| Prince William County | 3 | 1 | 1 | 33.3% |
| Loudoun County | 3 | 2 | 0 | 0.0% |
| Frederick County | 1 | 1 | 0 | 0.0% |
| Spotsylvania County | 1 | 0 | 0 | 0.0% |
| Virginia Beach city | 1 | 1 | 0 | 0.0% |
| Winchester city | 1 | 0 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 14 applications in 2025, of which 7 were originated and 1 denied.
7.1% of all applications, or 12.5% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Radius Financial Group originated in Virginia in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Radius Financial Group's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology