Putnam County Bank · South Carolina · 2025

Putnam County Bank in South Carolina: approval rate, denial rate and rates (2025)

Putnam County Bank took 5 mortgage applications in South Carolina in 2025, ranking #629 of 1,143 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.3%.

5Applicationsin SC
0.0%Decision denial ratestate 23.5%
Median ratestate 6.50%
$505,000Median loanstate $225,000
$3.8MVolume3 counties

Putnam County Bank in South Carolina vs the state

0.0%Denial rate-18.31 pts vs state
0.0%Decision denial rate-23.47 pts vs state
100.0%Origination rate+43.39 pts vs state
Median rate
Rate spread (pts)
$316kMedian applicant income
5Loans originated
0Denied

What Putnam County Bank lends in South Carolina

By loan purpose

Home purchase 5 100% · 0.0% denied

By loan type

Conventional 5 100% · 0.0% denied

Where in South Carolina

Counties with the most Putnam County Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Horry County 330 0.0%
Florence County 110 0.0%
Georgetown County 110 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 5 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Putnam County Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology