Pulte Mortgage in Virginia vs the state
7.3%Denial rate-8.65 pts vs state
9.9%Decision denial rate-10.39 pts vs state
66.0%Origination rate+6.45 pts vs state
6.19%Median rate-0.44 pts vs state
-0.17Rate spread (pts)-0.39 pts vs state
$236kMedian applicant income
190Loans originated
21Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 345 | 233 | 3.2% | 6.38% | #133 |
| 2024 | 191 | 144 | 6.8% | 6.63% | #212 |
| 2025 | 288 | 190 | 7.3% | 6.19% | #168 |
What Pulte Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Loudoun County | 204 | 133 | 14 | 6.9% |
| Fairfax city | 51 | 35 | 3 | 5.9% |
| Prince William County | 32 | 22 | 4 | 12.5% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 288 applications in 2025, of which 190 were originated and 21 denied.
7.3% of all applications, or 9.9% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Pulte Mortgage originated in Virginia in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology