Princeton Mortgage · Kentucky · 2025

Princeton Mortgage in Kentucky: approval rate, denial rate and rates (2025)

Princeton Mortgage took 5 mortgage applications in Kentucky in 2025, ranking #486 of 856 lenders active in the state. It originated 40.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.8%.

5Applicationsin KY
0.0%Decision denial ratestate 23.5%
6.75%Median ratestate 6.75%
$95,000Median loanstate $155,000
$190kVolume4 counties

Princeton Mortgage in Kentucky vs the state

0.0%Denial rate-18.81 pts vs state
0.0%Decision denial rate-23.49 pts vs state
40.0%Origination rate-18.04 pts vs state
6.75%Median rate0.00 pts vs state
-2.43Rate spread (pts)-2.74 pts vs state
$52kMedian applicant income
2Loans originated
0Denied

What Princeton Mortgage lends in Kentucky

By loan purpose

Home purchase 4 80% · 0.0% denied
Refinance 1 20% · 0.0% denied

By loan type

Conventional 2 40% · 0.0% denied
FHA 2 40% · 0.0% denied
VA 1 20% · 0.0% denied

Where in Kentucky

Counties with the most Princeton Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Monroe County 220 0.0%
Fayette County 100 0.0%
Christian County 100 0.0%
Warren County 100 0.0%

Other large lenders in Kentucky

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 8,42018.1%6.75%
Vanderbilt Mortgage and FinanceF 8,22044.8%9.50%
United Shore Financial ServicesB 6,8719.8%6.50%
Fifth Third BankD 5,66325.5%7.75%
U.S. BankD 4,88729.5%7.00%
Mortgage Research CenterC 3,61718.0%6.25%
PNC BankD 3,58523.7%7.40%
21st MortgageF 3,47848.0%9.95%
CommonwealthC 3,27024.9%7.25%
Stockton MortgageD 3,2556.1%6.63%

Frequently asked questions

Kentucky: 5 applications in 2025, of which 2 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.

The median rate on loans Princeton Mortgage originated in Kentucky in 2025 was 6.75%, against a statewide median of 6.75%.

About this data. Figures are Princeton Mortgage's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology