Primis Mortgage · Alabama · 2025

Primis Mortgage in Alabama: approval rate, denial rate and rates (2025)

Primis Mortgage took 59 mortgage applications in Alabama in 2025, ranking #287 of 990 lenders active in the state. It originated 61.0% of them and denied 1.7% (2.7% of the applications it decided), against a statewide denial rate of 19.9%.

59Applicationsin AL
2.7%Decision denial ratestate 25.0%
6.49%Median ratestate 6.50%
$255,000Median loanstate $165,000
$11MVolume19 counties

Primis Mortgage in Alabama vs the state

1.7%Denial rate-18.16 pts vs state
2.7%Decision denial rate-22.30 pts vs state
61.0%Origination rate+5.63 pts vs state
6.49%Median rate-0.01 pts vs state
0.32Rate spread (pts)+0.03 pts vs state
$96kMedian applicant income
36Loans originated
1Denied

Trend in Alabama

YearApplicationsOriginatedDenial rateMedian rateRank in state
202323178.7%7.38%#359
202438310.0%6.63%#326
202559361.7%6.49%#287

What Primis Mortgage lends in Alabama

By loan purpose

Home purchase 53 90% · 1.9% denied
Refinance 5 8% · 0.0% denied
Other / HELOC 1 2% · 0.0% denied

By loan type

Conventional 25 42% · 0.0% denied
FHA 21 36% · 4.8% denied
VA 10 17% · 0.0% denied
USDA / RHS 3 5% · 0.0% denied

Why it denied Alabama applicants

Debt-to-income ratio 1 100%

Where in Alabama

Counties with the most Primis Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Madison County 16100 0.0%
Winston County 740 0.0%
Limestone County 650 0.0%
Montgomery County 530 0.0%
Lauderdale County 420 0.0%
Jefferson County 320 0.0%
Randolph County 210 0.0%
Marion County 220 0.0%
Morgan County 210 0.0%
Houston County 200 0.0%

Other large lenders in Alabama

LenderGradeApplicationsDenial rateMedian rate
Regions BankC 11,87137.2%4.99%
Rocket MortgageC 9,94120.5%6.63%
Vanderbilt Mortgage and FinanceF 8,46141.4%9.50%
United Shore Financial ServicesB 7,68912.0%6.13%
21st MortgageF 6,50746.0%9.98%
Mortgage Research CenterC 5,10718.4%6.25%
REDSTONE Federal Credit UnionC 4,54818.9%8.13%
Dhi Mortgage CompanyB 3,90917.5%4.99%
Freedom MortgageB 3,7258.7%6.25%
Pennymac Loan ServicesC 3,61111.6%6.25%

Frequently asked questions

Alabama: 59 applications in 2025, of which 36 were originated and 1 denied.

1.7% of all applications, or 2.7% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.

The median rate on loans Primis Mortgage originated in Alabama in 2025 was 6.49%, against a statewide median of 6.50%.

About this data. Figures are Primis Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology