Premier Mortgage Resources in Alabama vs the state
8.9%Denial rate-10.96 pts vs state
12.6%Decision denial rate-12.37 pts vs state
61.5%Origination rate+6.09 pts vs state
6.63%Median rate+0.13 pts vs state
0.70Rate spread (pts)+0.41 pts vs state
$80kMedian applicant income
83Loans originated
12Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 9 | 0.0% | 6.99% | #409 |
| 2024 | 61 | 31 | 6.6% | 6.49% | #268 |
| 2025 | 135 | 83 | 8.9% | 6.63% | #195 |
What Premier Mortgage Resources lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Premier Mortgage Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Clair County | 39 | 28 | 3 | 7.7% |
| Jefferson County | 26 | 13 | 0 | 0.0% |
| Shelby County | 11 | 8 | 1 | 9.1% |
| Blount County | 8 | 3 | 0 | 0.0% |
| Randolph County | 8 | 7 | 0 | 0.0% |
| Talladega County | 6 | 5 | 0 | 0.0% |
| Tuscaloosa County | 5 | 2 | 1 | 20.0% |
| Calhoun County | 5 | 4 | 0 | 0.0% |
| Cullman County | 3 | 2 | 0 | 0.0% |
| Houston County | 3 | 0 | 3 | 100.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 135 applications in 2025, of which 83 were originated and 12 denied.
8.9% of all applications, or 12.6% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Premier Mortgage Resources originated in Alabama in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Premier Mortgage Resources's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology