Plaza Home Mortgage in Hawaii vs the state
33.1%Denial rate+11.23 pts vs state
38.3%Decision denial rate+11.01 pts vs state
52.4%Origination rate-2.95 pts vs state
6.50%Median rate+0.35 pts vs state
0.32Rate spread (pts)+0.56 pts vs state
$154kMedian applicant income
65Loans originated
41Denied
Trend in Hawaii
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 96 | 65 | 13.5% | 6.38% | #46 |
| 2024 | 146 | 95 | 23.3% | 6.63% | #38 |
| 2025 | 124 | 65 | 33.1% | 6.50% | #51 |
What Plaza Home Mortgage lends in Hawaii
By loan purpose
By loan type
Why it denied Hawaii applicants
Where in Hawaii
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Honolulu County | 62 | 37 | 15 | 24.2% |
| Hawaii County | 31 | 16 | 11 | 35.5% |
| Kauai County | 17 | 6 | 9 | 52.9% |
| Maui County | 14 | 6 | 6 | 42.9% |
Other large lenders in Hawaii
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bank of Hawaii | C | 3,679 | 27.8% | 6.00% |
| First Hawaiian Bank | B | 2,740 | 19.4% | 5.87% |
| American Savings Bank | C | 2,479 | 34.5% | 5.65% |
| Hawaiiusa Federal Credit Union | C | 1,833 | 38.1% | 5.65% |
| United Shore Financial Services | B | 1,710 | 11.1% | 6.13% |
| Rocket Mortgage | C | 1,637 | 22.4% | 6.63% |
| Central Pacific Bank | C | 1,519 | 33.6% | 6.13% |
| Hawaii State Federal Credit Union | C | 1,418 | 30.0% | 5.90% |
| Navy Federal Credit Union | D | 985 | 30.2% | 8.10% |
| Freedom Mortgage | B | 924 | 10.8% | 5.75% |
Frequently asked questions
Hawaii: 124 applications in 2025, of which 65 were originated and 41 denied.
33.1% of all applications, or 38.3% of the applications it actually decided on. The Hawaii statewide average across all lenders was 21.8%.
The median rate on loans Plaza Home Mortgage originated in Hawaii in 2025 was 6.50%, against a statewide median of 6.15%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Hawaii, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology