Peoples Bank of Greensboro · Alabama · 2025

Peoples Bank of Greensboro in Alabama: approval rate, denial rate and rates (2025)

Peoples Bank of Greensboro took 49 mortgage applications in Alabama in 2025, ranking #316 of 990 lenders active in the state. It originated 98.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 19.9%.

49Applicationsin AL
0.0%Decision denial ratestate 25.0%
7.50%Median ratestate 6.50%
$55,000Median loanstate $165,000
$3.8MVolume7 counties

Peoples Bank of Greensboro in Alabama vs the state

0.0%Denial rate-19.85 pts vs state
0.0%Decision denial rate-25.00 pts vs state
98.0%Origination rate+42.57 pts vs state
7.50%Median rate+1.00 pts vs state
1.49Rate spread (pts)+1.20 pts vs state
$90kMedian applicant income
48Loans originated
0Denied

Trend in Alabama

YearApplicationsOriginatedDenial rateMedian rateRank in state
202340392.5%8.00%#303
202442420.0%7.94%#319
202549480.0%7.50%#316

What Peoples Bank of Greensboro lends in Alabama

By loan purpose

Home purchase 20 41% · 0.0% denied
Refinance 25 51% · 0.0% denied
Home improvement 4 8% · 0.0% denied

By loan type

Conventional 49 100% · 0.0% denied

Where in Alabama

Counties with the most Peoples Bank of Greensboro applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hale County 35340 0.0%
Tuscaloosa County 440 0.0%
Dallas County 330 0.0%
Perry County 330 0.0%
Marengo County 220 0.0%
Bibb County 110 0.0%
Jackson County 110 0.0%

Other large lenders in Alabama

LenderGradeApplicationsDenial rateMedian rate
Regions BankC 11,87137.2%4.99%
Rocket MortgageC 9,94120.5%6.63%
Vanderbilt Mortgage and FinanceF 8,46141.4%9.50%
United Shore Financial ServicesB 7,68912.0%6.13%
21st MortgageF 6,50746.0%9.98%
Mortgage Research CenterC 5,10718.4%6.25%
REDSTONE Federal Credit UnionC 4,54818.9%8.13%
Dhi Mortgage CompanyB 3,90917.5%4.99%
Freedom MortgageB 3,7258.7%6.25%
Pennymac Loan ServicesC 3,61111.6%6.25%

Frequently asked questions

Alabama: 49 applications in 2025, of which 48 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.

The median rate on loans Peoples Bank of Greensboro originated in Alabama in 2025 was 7.50%, against a statewide median of 6.50%.

About this data. Figures are Peoples Bank of Greensboro's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology