Paramount Residential Mortgage Group in Vermont vs the state
14.3%Denial rate-0.53 pts vs state
20.0%Decision denial rate+1.93 pts vs state
57.1%Origination rate-7.73 pts vs state
6.75%Median rate+0.04 pts vs state
0.29Rate spread (pts)+0.16 pts vs state
$170kMedian applicant income
4Loans originated
1Denied
Trend in Vermont
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 12 | 4.2% | 5.75% | #72 |
| 2024 | 11 | 10 | 0.0% | 7.13% | #100 |
| 2025 | 7 | 4 | 14.3% | 6.75% | #124 |
What Paramount Residential Mortgage Group lends in Vermont
By loan purpose
By loan type
Why it denied Vermont applicants
Where in Vermont
Counties with the most Paramount Residential Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chittenden County | 3 | 2 | 0 | 0.0% |
| Addison County | 2 | 1 | 1 | 50.0% |
| Windsor County | 1 | 0 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Vermont
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Eastrise Federal Credit Union | A | 3,529 | 5.1% | 6.50% |
| Rocket Mortgage | C | 1,165 | 22.0% | 6.75% |
| North Country | C | 1,135 | 9.5% | 7.25% |
| Vermont Federal Credit Union | A | 1,003 | 12.0% | 6.75% |
| Citizens Bank | C | 826 | 38.9% | 7.65% |
| Emm Loans | B | 761 | 1.5% | 6.63% |
| Mascoma Bank | B | 717 | 16.5% | 6.75% |
| Union Bank | B | 641 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 617 | 30.8% | 5.99% |
| Community Bank | D | 607 | 13.3% | 7.00% |
Frequently asked questions
Vermont: 7 applications in 2025, of which 4 were originated and 1 denied.
14.3% of all applications, or 20.0% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.
The median rate on loans Paramount Residential Mortgage Group originated in Vermont in 2025 was 6.75%, against a statewide median of 6.71%.
About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology