Paramount Bank in New York vs the state
40.0%Denial rate+20.25 pts vs state
40.0%Decision denial rate+15.96 pts vs state
60.0%Origination rate+0.41 pts vs state
6.75%Median rate+0.13 pts vs state
0.10Rate spread (pts)-0.11 pts vs state
$325kMedian applicant income
3Loans originated
2Denied
What Paramount Bank lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Paramount Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Nassau County | 1 | 1 | 0 | 0.0% |
| Richmond County | 1 | 1 | 0 | 0.0% |
| Rockland County | 1 | 0 | 1 | 100.0% |
| Erie County | 1 | 0 | 1 | 100.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 5 applications in 2025, of which 3 were originated and 2 denied.
40.0% of all applications, or 40.0% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Paramount Bank originated in New York in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Paramount Bank's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology