Old National Bank in Alabama vs the state
10.0%Denial rate-9.85 pts vs state
15.8%Decision denial rate-9.21 pts vs state
53.3%Origination rate-2.06 pts vs state
6.13%Median rate-0.38 pts vs state
-0.22Rate spread (pts)-0.51 pts vs state
$143kMedian applicant income
16Loans originated
3Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 6 | 8.3% | 6.50% | #425 |
| 2024 | 32 | 23 | 9.4% | 6.13% | #337 |
| 2025 | 30 | 16 | 10.0% | 6.13% | #358 |
What Old National Bank lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Limestone County | 5 | 3 | 1 | 20.0% |
| Madison County | 5 | 2 | 0 | 0.0% |
| Baldwin County | 3 | 2 | 1 | 33.3% |
| Shelby County | 3 | 2 | 0 | 0.0% |
| Jefferson County | 2 | 1 | 0 | 0.0% |
| Lauderdale County | 2 | 1 | 1 | 50.0% |
| Lee County | 2 | 0 | 0 | 0.0% |
| Etowah County | 2 | 1 | 0 | 0.0% |
| Houston County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 30 applications in 2025, of which 16 were originated and 3 denied.
10.0% of all applications, or 15.8% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Old National Bank originated in Alabama in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology