Network Capital Funding in Alabama vs the state
35.7%Denial rate+15.86 pts vs state
100.0%Decision denial rate+75.00 pts vs state
0.0%Origination rate-55.39 pts vs state
—Median rate
—Rate spread (pts)
$110kMedian applicant income
0Loans originated
5Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 194 | 7 | 38.7% | 6.00% | #132 |
| 2024 | 121 | 3 | 26.5% | 6.25% | #193 |
| 2025 | 14 | 0 | 35.7% | — | #428 |
What Network Capital Funding lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Network Capital Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mobile County | 3 | 0 | 1 | 33.3% |
| Shelby County | 3 | 0 | 1 | 33.3% |
| Madison County | 2 | 0 | 0 | 0.0% |
| Morgan County | 2 | 0 | 1 | 50.0% |
| Autauga County | 1 | 0 | 1 | 100.0% |
| Talladega County | 1 | 0 | 0 | 0.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
| Escambia County | 1 | 0 | 1 | 100.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 14 applications in 2025, of which 0 were originated and 5 denied.
35.7% of all applications, or 100.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Network Capital Funding's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology