Nationstar Mortgage in North Dakota vs the state
18.9%Denial rate+7.48 pts vs state
21.4%Decision denial rate+7.71 pts vs state
66.7%Origination rate-3.02 pts vs state
7.56%Median rate+1.06 pts vs state
2.38Rate spread (pts)+2.14 pts vs state
$107kMedian applicant income
74Loans originated
21Denied
Trend in North Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 41 | 32 | 9.8% | 6.13% | #68 |
| 2024 | 72 | 44 | 19.4% | 7.56% | #54 |
| 2025 | 111 | 74 | 18.9% | 7.56% | #43 |
What Nationstar Mortgage lends in North Dakota
By loan purpose
By loan type
Why it denied North Dakota applicants
Where in North Dakota
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Burleigh County | 19 | 14 | 4 | 21.1% |
| Cass County | 16 | 11 | 3 | 18.8% |
| Williams County | 10 | 6 | 2 | 20.0% |
| Ward County | 9 | 7 | 0 | 0.0% |
| Grand Forks County | 8 | 8 | 0 | 0.0% |
| Stark County | 8 | 5 | 1 | 12.5% |
| McLean County | 7 | 3 | 2 | 28.6% |
| Morton County | 6 | 6 | 0 | 0.0% |
| McKenzie County | 6 | 3 | 2 | 33.3% |
| Stutsman County | 4 | 3 | 1 | 25.0% |
Other large lenders in North Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Gate City Bank | C | 3,106 | 11.3% | 6.65% |
| First International Bank & Trust | B | 1,112 | 4.0% | 6.63% |
| United Shore Financial Services | B | 881 | 7.5% | 6.25% |
| Rocket Mortgage | C | 827 | 21.6% | 6.63% |
| Bell Bank | A | 806 | 7.7% | 6.99% |
| First Community Credit Union | B | 675 | 7.1% | 6.49% |
| Capital | C | 646 | 3.7% | 7.00% |
| TOWN AND COUNTRY Credit Union | B | 571 | 2.1% | 6.25% |
| Mortgage Research Center | C | 500 | 13.6% | 6.25% |
| Fairway Independent Mortgage | B | 497 | 3.0% | 6.40% |
Frequently asked questions
North Dakota: 111 applications in 2025, of which 74 were originated and 21 denied.
18.9% of all applications, or 21.4% of the applications it actually decided on. The North Dakota statewide average across all lenders was 11.4%.
The median rate on loans Nationstar Mortgage originated in North Dakota in 2025 was 7.56%, against a statewide median of 6.50%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in North Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology