Mission Loans in North Dakota vs the state
16.7%Denial rate+5.23 pts vs state
75.0%Decision denial rate+61.28 pts vs state
5.6%Origination rate-64.13 pts vs state
6.38%Median rate-0.13 pts vs state
-0.27Rate spread (pts)-0.51 pts vs state
$73kMedian applicant income
1Loans originated
3Denied
What Mission Loans lends in North Dakota
By loan purpose
By loan type
Why it denied North Dakota applicants
Where in North Dakota
Counties with the most Mission Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Burleigh County | 6 | 0 | 1 | 16.7% |
| Ramsey County | 3 | 0 | 2 | 66.7% |
| Grand Forks County | 2 | 1 | 0 | 0.0% |
| Ward County | 2 | 0 | 0 | 0.0% |
| Cass County | 1 | 0 | 0 | 0.0% |
| McHenry County | 1 | 0 | 0 | 0.0% |
| Benson County | 1 | 0 | 0 | 0.0% |
| Morton County | 1 | 0 | 0 | 0.0% |
| Stark County | 1 | 0 | 0 | 0.0% |
Other large lenders in North Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Gate City Bank | C | 3,106 | 11.3% | 6.65% |
| First International Bank & Trust | B | 1,112 | 4.0% | 6.63% |
| United Shore Financial Services | B | 881 | 7.5% | 6.25% |
| Rocket Mortgage | C | 827 | 21.6% | 6.63% |
| Bell Bank | A | 806 | 7.7% | 6.99% |
| First Community Credit Union | B | 675 | 7.1% | 6.49% |
| Capital | C | 646 | 3.7% | 7.00% |
| TOWN AND COUNTRY Credit Union | B | 571 | 2.1% | 6.25% |
| Mortgage Research Center | C | 500 | 13.6% | 6.25% |
| Fairway Independent Mortgage | B | 497 | 3.0% | 6.40% |
Frequently asked questions
North Dakota: 18 applications in 2025, of which 1 were originated and 3 denied.
16.7% of all applications, or 75.0% of the applications it actually decided on. The North Dakota statewide average across all lenders was 11.4%.
The median rate on loans Mission Loans originated in North Dakota in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Mission Loans's own HMDA filing for properties located in North Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology