Marion and Polk Schools Credit Union in California vs the state
80.0%Denial rate+62.58 pts vs state
100.0%Decision denial rate+77.60 pts vs state
0.0%Origination rate-56.20 pts vs state
—Median rate
—Rate spread (pts)
$120kMedian applicant income
0Loans originated
4Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 0 | 100.0% | — | #801 |
| 2025 | 5 | 0 | 80.0% | — | #802 |
What Marion and Polk Schools Credit Union lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Marion and Polk Schools Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 2 | 0 | 2 | 100.0% |
| San Diego County | 1 | 0 | 0 | 0.0% |
| Alameda County | 1 | 0 | 1 | 100.0% |
| El Dorado County | 1 | 0 | 1 | 100.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 5 applications in 2025, of which 0 were originated and 4 denied.
80.0% of all applications, or 100.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Marion and Polk Schools Credit Union's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology