Loandepot.Com in Hawaii vs the state
21.1%Denial rate-0.72 pts vs state
24.6%Decision denial rate-2.70 pts vs state
63.2%Origination rate+7.78 pts vs state
6.63%Median rate+0.47 pts vs state
0.41Rate spread (pts)+0.66 pts vs state
$130kMedian applicant income
329Loans originated
110Denied
Trend in Hawaii
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 509 | 330 | 16.5% | 6.56% | #14 |
| 2024 | 426 | 278 | 19.0% | 6.63% | #19 |
| 2025 | 521 | 329 | 21.1% | 6.63% | #16 |
What Loandepot.Com lends in Hawaii
By loan purpose
By loan type
Why it denied Hawaii applicants
Where in Hawaii
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Honolulu County | 285 | 180 | 59 | 20.7% |
| Maui County | 122 | 87 | 16 | 13.1% |
| Hawaii County | 88 | 45 | 29 | 33.0% |
| Kauai County | 26 | 17 | 6 | 23.1% |
Other large lenders in Hawaii
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bank of Hawaii | C | 3,679 | 27.8% | 6.00% |
| First Hawaiian Bank | B | 2,740 | 19.4% | 5.87% |
| American Savings Bank | C | 2,479 | 34.5% | 5.65% |
| Hawaiiusa Federal Credit Union | C | 1,833 | 38.1% | 5.65% |
| United Shore Financial Services | B | 1,710 | 11.1% | 6.13% |
| Rocket Mortgage | C | 1,637 | 22.4% | 6.63% |
| Central Pacific Bank | C | 1,519 | 33.6% | 6.13% |
| Hawaii State Federal Credit Union | C | 1,418 | 30.0% | 5.90% |
| Navy Federal Credit Union | D | 985 | 30.2% | 8.10% |
| Freedom Mortgage | B | 924 | 10.8% | 5.75% |
Frequently asked questions
Hawaii: 521 applications in 2025, of which 329 were originated and 110 denied.
21.1% of all applications, or 24.6% of the applications it actually decided on. The Hawaii statewide average across all lenders was 21.8%.
The median rate on loans Loandepot.Com originated in Hawaii in 2025 was 6.63%, against a statewide median of 6.15%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Hawaii, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology