Land Home Financial Services in Alabama vs the state
1.2%Denial rate-18.61 pts vs state
1.3%Decision denial rate-23.71 pts vs state
94.4%Origination rate+39.02 pts vs state
8.63%Median rate+2.13 pts vs state
0.96Rate spread (pts)+0.68 pts vs state
$78kMedian applicant income
152Loans originated
2Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 4 | 0.0% | 6.68% | #497 |
| 2024 | 67 | 50 | 10.5% | 8.44% | #261 |
| 2025 | 161 | 152 | 1.2% | 8.63% | #173 |
What Land Home Financial Services lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Land Home Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 16 | 14 | 0 | 0.0% |
| Blount County | 14 | 13 | 0 | 0.0% |
| Chilton County | 8 | 8 | 0 | 0.0% |
| Jefferson County | 8 | 8 | 0 | 0.0% |
| Winston County | 6 | 5 | 0 | 0.0% |
| Cullman County | 6 | 6 | 0 | 0.0% |
| Marshall County | 6 | 6 | 0 | 0.0% |
| Lawrence County | 6 | 6 | 0 | 0.0% |
| Elmore County | 6 | 6 | 0 | 0.0% |
| Tuscaloosa County | 5 | 4 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 161 applications in 2025, of which 152 were originated and 2 denied.
1.2% of all applications, or 1.3% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Land Home Financial Services originated in Alabama in 2025 was 8.63%, against a statewide median of 6.50%.
About this data. Figures are Land Home Financial Services's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology