Lakeview Loan Servicing in North Dakota vs the state
45.5%Denial rate+34.01 pts vs state
50.6%Decision denial rate+36.84 pts vs state
28.3%Origination rate-41.41 pts vs state
6.50%Median rate0.00 pts vs state
0.39Rate spread (pts)+0.15 pts vs state
$132kMedian applicant income
28Loans originated
45Denied
Trend in North Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 5 | 42.1% | 6.25% | #94 |
| 2024 | 63 | 14 | 42.9% | 6.25% | #61 |
| 2025 | 99 | 28 | 45.5% | 6.50% | #48 |
What Lakeview Loan Servicing lends in North Dakota
By loan purpose
By loan type
Why it denied North Dakota applicants
Where in North Dakota
Counties with the most Lakeview Loan Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cass County | 20 | 7 | 9 | 45.0% |
| Williams County | 17 | 3 | 6 | 35.3% |
| Grand Forks County | 14 | 7 | 5 | 35.7% |
| Ward County | 10 | 1 | 7 | 70.0% |
| Burleigh County | 9 | 4 | 3 | 33.3% |
| Stark County | 7 | 1 | 5 | 71.4% |
| Morton County | 4 | 0 | 2 | 50.0% |
| Ramsey County | 3 | 0 | 2 | 66.7% |
| Rolette County | 3 | 0 | 1 | 33.3% |
| Stutsman County | 3 | 0 | 2 | 66.7% |
Other large lenders in North Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Gate City Bank | C | 3,106 | 11.3% | 6.65% |
| First International Bank & Trust | B | 1,112 | 4.0% | 6.63% |
| United Shore Financial Services | B | 881 | 7.5% | 6.25% |
| Rocket Mortgage | C | 827 | 21.6% | 6.63% |
| Bell Bank | A | 806 | 7.7% | 6.99% |
| First Community Credit Union | B | 675 | 7.1% | 6.49% |
| Capital | C | 646 | 3.7% | 7.00% |
| TOWN AND COUNTRY Credit Union | B | 571 | 2.1% | 6.25% |
| Mortgage Research Center | C | 500 | 13.6% | 6.25% |
| Fairway Independent Mortgage | B | 497 | 3.0% | 6.40% |
Frequently asked questions
North Dakota: 99 applications in 2025, of which 28 were originated and 45 denied.
45.5% of all applications, or 50.6% of the applications it actually decided on. The North Dakota statewide average across all lenders was 11.4%.
The median rate on loans Lakeview Loan Servicing originated in North Dakota in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in North Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology