Lakeview Community Capital · Maryland · 2025

Lakeview Community Capital in Maryland: approval rate, denial rate and rates (2025)

Lakeview Community Capital took 155 mortgage applications in Maryland in 2025, ranking #189 of 810 lenders active in the state. It originated 89.7% of them and denied 2.6% (2.6% of the applications it decided), against a statewide denial rate of 18.8%.

155Applicationsin MD
2.6%Decision denial ratestate 24.1%
6.13%Median ratestate 6.63%
$415,000Median loanstate $265,000
$58MVolume0 counties

Lakeview Community Capital in Maryland vs the state

2.6%Denial rate-16.22 pts vs state
2.6%Decision denial rate-21.52 pts vs state
89.7%Origination rate+33.97 pts vs state
6.13%Median rate-0.50 pts vs state
0.21Rate spread (pts)-0.04 pts vs state
Median applicant income
139Loans originated
4Denied

Trend in Maryland

YearApplicationsOriginatedDenial rateMedian rateRank in state
202349460.0%6.69%#291
20241181040.9%5.99%#197
20251551392.6%6.13%#189

What Lakeview Community Capital lends in Maryland

By loan purpose

Home purchase 1 1% · 0.0% denied
Refinance 119 77% · 2.5% denied
Cash-out refinance 35 23% · 2.9% denied

By loan type

Conventional 22 14% · 4.6% denied
FHA 98 63% · 2.0% denied
VA 35 23% · 2.9% denied

Why it denied Maryland applicants

Credit history 3 75%
Other 1 25%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 155 applications in 2025, of which 139 were originated and 4 denied.

2.6% of all applications, or 2.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Lakeview Community Capital originated in Maryland in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Lakeview Community Capital's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology