Lakeview Community Capital in Georgia vs the state
1.4%Denial rate-17.83 pts vs state
1.4%Decision denial rate-23.67 pts vs state
89.7%Origination rate+35.63 pts vs state
6.25%Median rate-0.38 pts vs state
0.23Rate spread (pts)-0.04 pts vs state
—Median applicant income
323Loans originated
5Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 177 | 169 | 1.1% | 6.75% | #243 |
| 2024 | 283 | 248 | 1.1% | 6.19% | #199 |
| 2025 | 360 | 323 | 1.4% | 6.25% | #185 |
What Lakeview Community Capital lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 360 applications in 2025, of which 323 were originated and 5 denied.
1.4% of all applications, or 1.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Lakeview Community Capital originated in Georgia in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Lakeview Community Capital's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology