Jeff Bank in New York vs the state
33.0%Denial rate+13.22 pts vs state
38.9%Decision denial rate+14.81 pts vs state
40.0%Origination rate-19.59 pts vs state
—Median rate
—Rate spread (pts)
$120kMedian applicant income
74Loans originated
61Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 158 | 62 | 44.9% | — | #222 |
| 2024 | 158 | 80 | 30.4% | — | #218 |
| 2025 | 185 | 74 | 33.0% | — | #213 |
What Jeff Bank lends in New York
By loan purpose
By loan type
Where in New York
Counties with the most Jeff Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sullivan County | 148 | 59 | 48 | 32.4% |
| Orange County | 20 | 9 | 5 | 25.0% |
| Ulster County | 10 | 4 | 3 | 30.0% |
| Delaware County | 7 | 2 | 5 | 71.4% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 185 applications in 2025, of which 74 were originated and 61 denied.
33.0% of all applications, or 38.9% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Jeff Bank's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology