Investor Mortgage Finance in South Carolina vs the state
14.7%Denial rate-3.60 pts vs state
25.6%Decision denial rate+2.17 pts vs state
42.7%Origination rate-13.96 pts vs state
7.10%Median rate+0.60 pts vs state
—Rate spread (pts)
—Median applicant income
29Loans originated
10Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 116 | 70 | 19.0% | 7.53% | #228 |
| 2025 | 68 | 29 | 14.7% | 7.10% | #300 |
What Investor Mortgage Finance lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 68 applications in 2025, of which 29 were originated and 10 denied.
14.7% of all applications, or 25.6% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Investor Mortgage Finance originated in South Carolina in 2025 was 7.10%, against a statewide median of 6.50%.
About this data. Figures are Investor Mortgage Finance's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology