Ice Lender Holdings in Alabama vs the state
23.3%Denial rate+3.48 pts vs state
31.8%Decision denial rate+6.82 pts vs state
50.0%Origination rate-5.39 pts vs state
7.25%Median rate+0.75 pts vs state
—Rate spread (pts)
—Median applicant income
15Loans originated
7Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 0 | 62.5% | — | #481 |
| 2024 | 19 | 3 | 42.1% | 7.75% | #389 |
| 2025 | 30 | 15 | 23.3% | 7.25% | #359 |
What Ice Lender Holdings lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 6 | 0 | 2 | 33.3% |
| Madison County | 4 | 1 | 1 | 25.0% |
| Montgomery County | 3 | 0 | 2 | 66.7% |
| Calhoun County | 1 | 0 | 1 | 100.0% |
| Covington County | 1 | 1 | 0 | 0.0% |
| Mobile County | 1 | 1 | 0 | 0.0% |
| Chilton County | 1 | 0 | 0 | 0.0% |
| Baldwin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 30 applications in 2025, of which 15 were originated and 7 denied.
23.3% of all applications, or 31.8% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Ice Lender Holdings originated in Alabama in 2025 was 7.25%, against a statewide median of 6.50%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology