Hingham Institution for Savings, The · California · 2025

Hingham Institution for Savings, The in California: approval rate, denial rate and rates (2025)

Hingham Institution for Savings, The took 6 mortgage applications in California in 2025, ranking #789 of 1,147 lenders active in the state. It originated 66.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.4%.

6Applicationsin CA
0.0%Decision denial ratestate 22.4%
Median ratestate 6.63%
$2,555,000Median loanstate $385,000
$11MVolume1 counties

Hingham Institution for Savings, The in California vs the state

0.0%Denial rate-17.42 pts vs state
0.0%Decision denial rate-22.40 pts vs state
66.7%Origination rate+10.47 pts vs state
Median rate
Rate spread (pts)
Median applicant income
4Loans originated
0Denied

Trend in California

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023630.0%5.75%#805
2025640.0%#789

What Hingham Institution for Savings, The lends in California

By loan purpose

Home purchase 4 67% · 0.0% denied
Refinance 2 33% · 0.0% denied

By loan type

Conventional 6 100% · 0.0% denied

Where in California

Counties with the most Hingham Institution for Savings, The applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
San Francisco County 640 0.0%

Other large lenders in California

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 79,26112.6%6.49%
Rocket MortgageC 58,92517.6%6.75%
Bank of AmericaF 40,19030.8%5.99%
U.S. BankD 32,49331.6%6.50%
JPMorgan Chase BankB 22,0489.7%6.13%
Spring EqD 21,60150.8%8.88%
SchoolsfirstA 19,08610.0%6.25%
Pennymac Loan ServicesC 18,75413.5%6.50%
NewrezD 17,00019.3%6.63%
Loandepot.ComD 16,64518.7%6.63%

Frequently asked questions

California: 6 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Hingham Institution for Savings, The's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology