Hanscom Federal Credit Union · South Carolina · 2025

Hanscom Federal Credit Union in South Carolina: approval rate, denial rate and rates (2025)

Hanscom Federal Credit Union took 5 mortgage applications in South Carolina in 2025, ranking #654 of 1,143 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.3%.

5Applicationsin SC
0.0%Decision denial ratestate 23.5%
7.00%Median ratestate 6.50%
$65,000Median loanstate $225,000
$385kVolume3 counties

Hanscom Federal Credit Union in South Carolina vs the state

0.0%Denial rate-18.31 pts vs state
0.0%Decision denial rate-23.47 pts vs state
100.0%Origination rate+43.39 pts vs state
7.00%Median rate+0.50 pts vs state
-0.33Rate spread (pts)-0.55 pts vs state
$125kMedian applicant income
5Loans originated
0Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023181316.7%7.00%#438
202412616.7%8.00%#501
2025550.0%7.00%#654

What Hanscom Federal Credit Union lends in South Carolina

By loan purpose

Home purchase 1 20% · 0.0% denied
Refinance 1 20% · 0.0% denied
Home improvement 1 20% · 0.0% denied
Other / HELOC 2 40% · 0.0% denied

By loan type

Conventional 5 100% · 0.0% denied

Where in South Carolina

Counties with the most Hanscom Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Charleston County 220 0.0%
Dorchester County 220 0.0%
Georgetown County 110 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 5 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Hanscom Federal Credit Union originated in South Carolina in 2025 was 7.00%, against a statewide median of 6.50%.

About this data. Figures are Hanscom Federal Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology