FineMark National Bank & Trust · South Carolina · 2025

FineMark National Bank & Trust in South Carolina: approval rate, denial rate and rates (2025)

FineMark National Bank & Trust took 21 mortgage applications in South Carolina in 2025, ranking #440 of 1,143 lenders active in the state. It originated 90.5% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.3%.

21Applicationsin SC
0.0%Decision denial ratestate 23.5%
Median ratestate 6.50%
$585,000Median loanstate $225,000
$20MVolume4 counties

FineMark National Bank & Trust in South Carolina vs the state

0.0%Denial rate-18.31 pts vs state
0.0%Decision denial rate-23.47 pts vs state
90.5%Origination rate+33.87 pts vs state
Median rate
Rate spread (pts)
$290kMedian applicant income
19Loans originated
0Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
202334330.0%6.50%#365
202416150.0%#465
202521190.0%#440

What FineMark National Bank & Trust lends in South Carolina

By loan purpose

Home purchase 17 81% · 0.0% denied
Refinance 3 14% · 0.0% denied
Other / HELOC 1 5% · 0.0% denied

By loan type

Conventional 21 100% · 0.0% denied

Where in South Carolina

Counties with the most FineMark National Bank & Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Charleston County 1090 0.0%
Berkeley County 880 0.0%
Clarendon County 210 0.0%
Laurens County 110 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 21 applications in 2025, of which 19 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are FineMark National Bank & Trust's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology