Fifth Third Bank in Alabama vs the state
33.0%Denial rate+13.10 pts vs state
50.0%Decision denial rate+25.00 pts vs state
31.8%Origination rate-23.57 pts vs state
6.56%Median rate+0.06 pts vs state
0.34Rate spread (pts)+0.05 pts vs state
$92kMedian applicant income
28Loans originated
29Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 19 | 13.5% | 7.00% | #313 |
| 2024 | 43 | 22 | 11.6% | 6.50% | #314 |
| 2025 | 88 | 28 | 33.0% | 6.56% | #242 |
What Fifth Third Bank lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 14 | 7 | 4 | 28.6% |
| Baldwin County | 11 | 0 | 2 | 18.2% |
| Madison County | 10 | 1 | 5 | 50.0% |
| Shelby County | 8 | 4 | 1 | 12.5% |
| Mobile County | 6 | 4 | 2 | 33.3% |
| Butler County | 4 | 1 | 3 | 75.0% |
| Marshall County | 4 | 3 | 1 | 25.0% |
| Morgan County | 3 | 0 | 2 | 66.7% |
| Walker County | 3 | 0 | 1 | 33.3% |
| Dallas County | 2 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 88 applications in 2025, of which 28 were originated and 29 denied.
33.0% of all applications, or 50.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Fifth Third Bank originated in Alabama in 2025 was 6.56%, against a statewide median of 6.50%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology