Farmers Bank and Trust · Indiana · 2025

Farmers Bank and Trust in Indiana: approval rate, denial rate and rates (2025)

Farmers Bank and Trust took 5 mortgage applications in Indiana in 2025, ranking #645 of 1,025 lenders active in the state. It originated 60.0% of them and denied 20.0% (25.0% of the applications it decided), against a statewide denial rate of 16.6%.

5Applicationsin IN
25.0%Decision denial ratestate 20.1%
Median ratestate 6.75%
$145,000Median loanstate $155,000
$425kVolume3 counties

Farmers Bank and Trust in Indiana vs the state

20.0%Denial rate+3.43 pts vs state
25.0%Decision denial rate+4.86 pts vs state
60.0%Origination rate-2.25 pts vs state
Median rate
Rate spread (pts)
$120kMedian applicant income
3Loans originated
1Denied

What Farmers Bank and Trust lends in Indiana

By loan purpose

Home purchase 1 20% · 0.0% denied
Refinance 3 60% · 33.3% denied
Other / HELOC 1 20% · 0.0% denied

By loan type

Conventional 5 100% · 20.0% denied

Where in Indiana

Counties with the most Farmers Bank and Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Vanderburgh County 321 33.3%
Spencer County 100 0.0%
Warrick County 110 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 5 applications in 2025, of which 3 were originated and 1 denied.

20.0% of all applications, or 25.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Farmers Bank and Trust's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology