East Coast Capital in Alabama vs the state
0.0%Denial rate-19.85 pts vs state
0.0%Decision denial rate-25.00 pts vs state
43.8%Origination rate-11.64 pts vs state
8.63%Median rate+2.13 pts vs state
3.20Rate spread (pts)+2.91 pts vs state
$136kMedian applicant income
7Loans originated
0Denied
What East Coast Capital lends in Alabama
By loan purpose
By loan type
Where in Alabama
Counties with the most East Coast Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 4 | 1 | 0 | 0.0% |
| Coffee County | 2 | 2 | 0 | 0.0% |
| Tuscaloosa County | 2 | 1 | 0 | 0.0% |
| Jefferson County | 2 | 1 | 0 | 0.0% |
| Colbert County | 1 | 0 | 0 | 0.0% |
| Baldwin County | 1 | 1 | 0 | 0.0% |
| Cleburne County | 1 | 1 | 0 | 0.0% |
| St. Clair County | 1 | 0 | 0 | 0.0% |
| Calhoun County | 1 | 0 | 0 | 0.0% |
| Jackson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 16 applications in 2025, of which 7 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans East Coast Capital originated in Alabama in 2025 was 8.63%, against a statewide median of 6.50%.
About this data. Figures are East Coast Capital's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology