Countryplace Mortgage in Alabama vs the state
47.0%Denial rate+27.12 pts vs state
88.6%Decision denial rate+63.57 pts vs state
6.1%Origination rate-49.33 pts vs state
8.77%Median rate+2.27 pts vs state
2.50Rate spread (pts)+2.21 pts vs state
$76kMedian applicant income
4Loans originated
31Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 362 | 45 | 47.5% | 7.49% | #90 |
| 2024 | 156 | 15 | 46.8% | 8.69% | #169 |
| 2025 | 66 | 4 | 47.0% | 8.77% | #274 |
What Countryplace Mortgage lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Countryplace Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baldwin County | 30 | 4 | 8 | 26.7% |
| Blount County | 5 | 0 | 3 | 60.0% |
| Lee County | 4 | 0 | 3 | 75.0% |
| Mobile County | 4 | 0 | 3 | 75.0% |
| Tuscaloosa County | 3 | 0 | 3 | 100.0% |
| Russell County | 3 | 0 | 2 | 66.7% |
| Elmore County | 3 | 0 | 1 | 33.3% |
| Etowah County | 2 | 0 | 1 | 50.0% |
| Marion County | 2 | 0 | 1 | 50.0% |
| Clarke County | 2 | 0 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 66 applications in 2025, of which 4 were originated and 31 denied.
47.0% of all applications, or 88.6% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Countryplace Mortgage originated in Alabama in 2025 was 8.77%, against a statewide median of 6.50%.
About this data. Figures are Countryplace Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology