Cornerstone Capital Bank in Minnesota vs the state
0.0%Denial rate-13.60 pts vs state
0.0%Decision denial rate-16.35 pts vs state
83.3%Origination rate+16.96 pts vs state
6.49%Median rate-0.13 pts vs state
0.58Rate spread (pts)+0.32 pts vs state
$251kMedian applicant income
5Loans originated
0Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 11 | 0.0% | 7.13% | #433 |
| 2025 | 6 | 5 | 0.0% | 6.49% | #532 |
What Cornerstone Capital Bank lends in Minnesota
By loan purpose
By loan type
Where in Minnesota
Counties with the most Cornerstone Capital Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dakota County | 1 | 1 | 0 | 0.0% |
| Hubbard County | 1 | 0 | 0 | 0.0% |
| Le Sueur County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Wadena County | 1 | 1 | 0 | 0.0% |
| Otter Tail County | 1 | 1 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 6 applications in 2025, of which 5 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Cornerstone Capital Bank originated in Minnesota in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Cornerstone Capital Bank's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology