Connexus Credit Union in Vermont vs the state
83.3%Denial rate+68.51 pts vs state
100.0%Decision denial rate+81.93 pts vs state
0.0%Origination rate-64.87 pts vs state
—Median rate
—Rate spread (pts)
$117kMedian applicant income
0Loans originated
5Denied
Trend in Vermont
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 0 | 85.7% | — | #119 |
| 2025 | 6 | 0 | 83.3% | — | #140 |
What Connexus Credit Union lends in Vermont
By loan purpose
By loan type
Why it denied Vermont applicants
Where in Vermont
Counties with the most Connexus Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Essex County | 2 | 0 | 1 | 50.0% |
| Chittenden County | 1 | 0 | 1 | 100.0% |
| Rutland County | 1 | 0 | 1 | 100.0% |
| Bennington County | 1 | 0 | 1 | 100.0% |
Other large lenders in Vermont
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Eastrise Federal Credit Union | A | 3,529 | 5.1% | 6.50% |
| Rocket Mortgage | C | 1,165 | 22.0% | 6.75% |
| North Country | C | 1,135 | 9.5% | 7.25% |
| Vermont Federal Credit Union | A | 1,003 | 12.0% | 6.75% |
| Citizens Bank | C | 826 | 38.9% | 7.65% |
| Emm Loans | B | 761 | 1.5% | 6.63% |
| Mascoma Bank | B | 717 | 16.5% | 6.75% |
| Union Bank | B | 641 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 617 | 30.8% | 5.99% |
| Community Bank | D | 607 | 13.3% | 7.00% |
Frequently asked questions
Vermont: 6 applications in 2025, of which 0 were originated and 5 denied.
83.3% of all applications, or 100.0% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology