Community Banc Mortgage in Kentucky vs the state
20.0%Denial rate+1.19 pts vs state
33.3%Decision denial rate+9.84 pts vs state
40.0%Origination rate-18.04 pts vs state
6.13%Median rate-0.63 pts vs state
0.17Rate spread (pts)-0.14 pts vs state
$56kMedian applicant income
2Loans originated
1Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 6 | 11.1% | 6.81% | #404 |
| 2024 | 11 | 8 | 9.1% | 7.00% | #401 |
| 2025 | 5 | 2 | 20.0% | 6.13% | #484 |
What Community Banc Mortgage lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Community Banc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| McCracken County | 2 | 0 | 1 | 50.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
| Ballard County | 1 | 1 | 0 | 0.0% |
| Jessamine County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 5 applications in 2025, of which 2 were originated and 1 denied.
20.0% of all applications, or 33.3% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Community Banc Mortgage originated in Kentucky in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are Community Banc Mortgage's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology