Commercial Lender in Maryland vs the state
86.6%Denial rate+67.78 pts vs state
92.1%Decision denial rate+68.01 pts vs state
7.4%Origination rate-48.33 pts vs state
12.00%Median rate+5.38 pts vs state
—Rate spread (pts)
—Median applicant income
33Loans originated
387Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 290 | 45 | 23.5% | 11.49% | #104 |
| 2024 | 430 | 80 | 33.7% | 11.59% | #93 |
| 2025 | 447 | 33 | 86.6% | 12.00% | #100 |
What Commercial Lender lends in Maryland
By loan purpose
By loan type
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 447 applications in 2025, of which 33 were originated and 387 denied.
86.6% of all applications, or 92.1% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Commercial Lender originated in Maryland in 2025 was 12.00%, against a statewide median of 6.63%.
About this data. Figures are Commercial Lender's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology