CMG Mortgage in Hawaii vs the state
4.0%Denial rate-17.80 pts vs state
5.2%Decision denial rate-22.08 pts vs state
64.3%Origination rate+8.88 pts vs state
6.50%Median rate+0.35 pts vs state
0.07Rate spread (pts)+0.32 pts vs state
$167kMedian applicant income
399Loans originated
25Denied
Trend in Hawaii
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 397 | 273 | 3.3% | 6.75% | #17 |
| 2024 | 687 | 445 | 5.5% | 6.63% | #12 |
| 2025 | 621 | 399 | 4.0% | 6.50% | #15 |
What CMG Mortgage lends in Hawaii
By loan purpose
By loan type
Why it denied Hawaii applicants
Where in Hawaii
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Honolulu County | 436 | 289 | 16 | 3.7% |
| Hawaii County | 93 | 59 | 6 | 6.5% |
| Maui County | 45 | 22 | 2 | 4.4% |
| Kauai County | 43 | 29 | 1 | 2.3% |
Other large lenders in Hawaii
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bank of Hawaii | C | 3,679 | 27.8% | 6.00% |
| First Hawaiian Bank | B | 2,740 | 19.4% | 5.87% |
| American Savings Bank | C | 2,479 | 34.5% | 5.65% |
| Hawaiiusa Federal Credit Union | C | 1,833 | 38.1% | 5.65% |
| United Shore Financial Services | B | 1,710 | 11.1% | 6.13% |
| Rocket Mortgage | C | 1,637 | 22.4% | 6.63% |
| Central Pacific Bank | C | 1,519 | 33.6% | 6.13% |
| Hawaii State Federal Credit Union | C | 1,418 | 30.0% | 5.90% |
| Navy Federal Credit Union | D | 985 | 30.2% | 8.10% |
| Freedom Mortgage | B | 924 | 10.8% | 5.75% |
Frequently asked questions
Hawaii: 621 applications in 2025, of which 399 were originated and 25 denied.
4.0% of all applications, or 5.2% of the applications it actually decided on. The Hawaii statewide average across all lenders was 21.8%.
The median rate on loans CMG Mortgage originated in Hawaii in 2025 was 6.50%, against a statewide median of 6.15%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Hawaii, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology