City National Bank · Vermont · 2025

City National Bank in Vermont: approval rate, denial rate and rates (2025)

City National Bank took 8 mortgage applications in Vermont in 2025, ranking #119 of 320 lenders active in the state. It originated 62.5% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 14.8%.

8Applicationsin VT
0.0%Decision denial ratestate 18.1%
5.93%Median ratestate 6.71%
$1,475,000Median loanstate $205,000
$7.2MVolume4 counties

City National Bank in Vermont vs the state

0.0%Denial rate-14.82 pts vs state
0.0%Decision denial rate-18.07 pts vs state
62.5%Origination rate-2.37 pts vs state
5.93%Median rate-0.78 pts vs state
-0.02Rate spread (pts)-0.15 pts vs state
$1,439kMedian applicant income
5Loans originated
0Denied

What City National Bank lends in Vermont

By loan purpose

Home purchase 6 75% · 0.0% denied
Cash-out refinance 1 13% · 0.0% denied
Other / HELOC 1 13% · 0.0% denied

By loan type

Conventional 8 100% · 0.0% denied

Where in Vermont

Counties with the most City National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Windsor County 420 0.0%
Rutland County 210 0.0%
Washington County 110 0.0%
Windham County 110 0.0%

Other large lenders in Vermont

LenderGradeApplicationsDenial rateMedian rate
Eastrise Federal Credit UnionA 3,5295.1%6.50%
Rocket MortgageC 1,16522.0%6.75%
North CountryC 1,1359.5%7.25%
Vermont Federal Credit UnionA 1,00312.0%6.75%
Citizens BankC 82638.9%7.65%
Emm LoansB 7611.5%6.63%
Mascoma BankB 71716.5%6.75%
Union BankB 6414.5%6.63%
Manufacturers and Traders TrustC 61730.8%5.99%
Community BankD 60713.3%7.00%

Frequently asked questions

Vermont: 8 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.

The median rate on loans City National Bank originated in Vermont in 2025 was 5.93%, against a statewide median of 6.71%.

About this data. Figures are City National Bank's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology