City National Bank in Hawaii vs the state
17.7%Denial rate-4.18 pts vs state
21.4%Decision denial rate-5.88 pts vs state
64.7%Origination rate+9.34 pts vs state
5.91%Median rate-0.24 pts vs state
0.00Rate spread (pts)+0.25 pts vs state
$1,022kMedian applicant income
11Loans originated
3Denied
Trend in Hawaii
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 6 | 9.1% | 6.81% | #129 |
| 2024 | 7 | 4 | 28.6% | 6.93% | #171 |
| 2025 | 17 | 11 | 17.7% | 5.91% | #141 |
What City National Bank lends in Hawaii
By loan purpose
By loan type
Why it denied Hawaii applicants
Where in Hawaii
Counties with the most City National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Honolulu County | 9 | 5 | 3 | 33.3% |
| Maui County | 4 | 2 | 0 | 0.0% |
| Hawaii County | 3 | 3 | 0 | 0.0% |
| Kauai County | 1 | 1 | 0 | 0.0% |
Other large lenders in Hawaii
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bank of Hawaii | C | 3,679 | 27.8% | 6.00% |
| First Hawaiian Bank | B | 2,740 | 19.4% | 5.87% |
| American Savings Bank | C | 2,479 | 34.5% | 5.65% |
| Hawaiiusa Federal Credit Union | C | 1,833 | 38.1% | 5.65% |
| United Shore Financial Services | B | 1,710 | 11.1% | 6.13% |
| Rocket Mortgage | C | 1,637 | 22.4% | 6.63% |
| Central Pacific Bank | C | 1,519 | 33.6% | 6.13% |
| Hawaii State Federal Credit Union | C | 1,418 | 30.0% | 5.90% |
| Navy Federal Credit Union | D | 985 | 30.2% | 8.10% |
| Freedom Mortgage | B | 924 | 10.8% | 5.75% |
Frequently asked questions
Hawaii: 17 applications in 2025, of which 11 were originated and 3 denied.
17.7% of all applications, or 21.4% of the applications it actually decided on. The Hawaii statewide average across all lenders was 21.8%.
The median rate on loans City National Bank originated in Hawaii in 2025 was 5.91%, against a statewide median of 6.15%.
About this data. Figures are City National Bank's own HMDA filing for properties located in Hawaii, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology