Center Street Lending VIII SPE in Maryland vs the state
58.3%Denial rate+39.53 pts vs state
63.6%Decision denial rate+39.51 pts vs state
33.3%Origination rate-22.38 pts vs state
9.62%Median rate+2.99 pts vs state
—Rate spread (pts)
—Median applicant income
4Loans originated
7Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 14 | 10 | 0.0% | 10.99% | #447 |
| 2025 | 12 | 4 | 58.3% | 9.62% | #456 |
What Center Street Lending VIII SPE lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 12 applications in 2025, of which 4 were originated and 7 denied.
58.3% of all applications, or 63.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Center Street Lending VIII SPE originated in Maryland in 2025 was 9.62%, against a statewide median of 6.63%.
About this data. Figures are Center Street Lending VIII SPE's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology