Carrington Mortgage Services in Hawaii vs the state
35.7%Denial rate+13.88 pts vs state
42.2%Decision denial rate+14.90 pts vs state
33.0%Origination rate-22.40 pts vs state
6.50%Median rate+0.35 pts vs state
-0.09Rate spread (pts)+0.16 pts vs state
$121kMedian applicant income
60Loans originated
65Denied
Trend in Hawaii
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 116 | 31 | 51.7% | 6.13% | #40 |
| 2024 | 175 | 51 | 35.4% | 6.63% | #33 |
| 2025 | 182 | 60 | 35.7% | 6.50% | #29 |
What Carrington Mortgage Services lends in Hawaii
By loan purpose
By loan type
Why it denied Hawaii applicants
Where in Hawaii
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Honolulu County | 116 | 39 | 38 | 32.8% |
| Hawaii County | 38 | 9 | 16 | 42.1% |
| Maui County | 25 | 10 | 10 | 40.0% |
| Kauai County | 3 | 2 | 1 | 33.3% |
Other large lenders in Hawaii
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bank of Hawaii | C | 3,679 | 27.8% | 6.00% |
| First Hawaiian Bank | B | 2,740 | 19.4% | 5.87% |
| American Savings Bank | C | 2,479 | 34.5% | 5.65% |
| Hawaiiusa Federal Credit Union | C | 1,833 | 38.1% | 5.65% |
| United Shore Financial Services | B | 1,710 | 11.1% | 6.13% |
| Rocket Mortgage | C | 1,637 | 22.4% | 6.63% |
| Central Pacific Bank | C | 1,519 | 33.6% | 6.13% |
| Hawaii State Federal Credit Union | C | 1,418 | 30.0% | 5.90% |
| Navy Federal Credit Union | D | 985 | 30.2% | 8.10% |
| Freedom Mortgage | B | 924 | 10.8% | 5.75% |
Frequently asked questions
Hawaii: 182 applications in 2025, of which 60 were originated and 65 denied.
35.7% of all applications, or 42.2% of the applications it actually decided on. The Hawaii statewide average across all lenders was 21.8%.
The median rate on loans Carrington Mortgage Services originated in Hawaii in 2025 was 6.50%, against a statewide median of 6.15%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Hawaii, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology