Broker Solutions in North Dakota vs the state
14.8%Denial rate+3.34 pts vs state
26.6%Decision denial rate+12.83 pts vs state
40.9%Origination rate-28.80 pts vs state
6.88%Median rate+0.38 pts vs state
1.06Rate spread (pts)+0.82 pts vs state
$79kMedian applicant income
83Loans originated
30Denied
Trend in North Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 84 | 34 | 8.3% | 6.75% | #42 |
| 2024 | 104 | 32 | 14.4% | 6.93% | #41 |
| 2025 | 203 | 83 | 14.8% | 6.88% | #24 |
What Broker Solutions lends in North Dakota
By loan purpose
By loan type
Why it denied North Dakota applicants
Where in North Dakota
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cass County | 31 | 15 | 1 | 3.2% |
| Ward County | 24 | 10 | 5 | 20.8% |
| Burleigh County | 24 | 14 | 4 | 16.7% |
| Williams County | 20 | 11 | 2 | 10.0% |
| Morton County | 14 | 7 | 2 | 14.3% |
| McKenzie County | 12 | 4 | 2 | 16.7% |
| Stark County | 12 | 4 | 2 | 16.7% |
| Grand Forks County | 10 | 3 | 3 | 30.0% |
| Ransom County | 5 | 1 | 2 | 40.0% |
| Sargent County | 4 | 1 | 0 | 0.0% |
Other large lenders in North Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Gate City Bank | C | 3,106 | 11.3% | 6.65% |
| First International Bank & Trust | B | 1,112 | 4.0% | 6.63% |
| United Shore Financial Services | B | 881 | 7.5% | 6.25% |
| Rocket Mortgage | C | 827 | 21.6% | 6.63% |
| Bell Bank | A | 806 | 7.7% | 6.99% |
| First Community Credit Union | B | 675 | 7.1% | 6.49% |
| Capital | C | 646 | 3.7% | 7.00% |
| TOWN AND COUNTRY Credit Union | B | 571 | 2.1% | 6.25% |
| Mortgage Research Center | C | 500 | 13.6% | 6.25% |
| Fairway Independent Mortgage | B | 497 | 3.0% | 6.40% |
Frequently asked questions
North Dakota: 203 applications in 2025, of which 83 were originated and 30 denied.
14.8% of all applications, or 26.6% of the applications it actually decided on. The North Dakota statewide average across all lenders was 11.4%.
The median rate on loans Broker Solutions originated in North Dakota in 2025 was 6.88%, against a statewide median of 6.50%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in North Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology