Bravera Bank · South Dakota · 2025

Bravera Bank in South Dakota: approval rate, denial rate and rates (2025)

Bravera Bank took 5 mortgage applications in South Dakota in 2025, ranking #173 of 386 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 12.8%.

5Applicationsin SD
0.0%Decision denial ratestate 15.7%
Median ratestate 6.50%
$705,000Median loanstate $225,000
$2.7MVolume3 counties

Bravera Bank in South Dakota vs the state

0.0%Denial rate-12.75 pts vs state
0.0%Decision denial rate-15.73 pts vs state
100.0%Origination rate+33.96 pts vs state
Median rate
Rate spread (pts)
$180kMedian applicant income
5Loans originated
0Denied

What Bravera Bank lends in South Dakota

By loan purpose

Home purchase 4 80% · 0.0% denied
Refinance 1 20% · 0.0% denied

By loan type

Conventional 5 100% · 0.0% denied

Where in South Dakota

Counties with the most Bravera Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lawrence County 330 0.0%
Harding County 110 0.0%
Stanley County 110 0.0%

Other large lenders in South Dakota

LenderGradeApplicationsDenial rateMedian rate
Plains Commerce BankB 2,2805.5%6.25%
First PREMIER BankC 1,38911.7%6.88%
First Bank & TrustC 1,32011.2%6.63%
Black Hills Federal Credit UnionD 1,22323.0%7.75%
Rocket MortgageC 1,02716.9%6.75%
CMG MortgageA 9192.3%6.38%
BankwestF 78614.0%7.25%
First Dakota National BankA 6904.6%6.50%
Levo Federal Credit UnionB 6446.8%7.50%
U.S. BankD 63724.0%6.99%

Frequently asked questions

South Dakota: 5 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Bravera Bank's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology