Beeline Loans in Alabama vs the state
17.9%Denial rate-1.99 pts vs state
46.9%Decision denial rate+21.88 pts vs state
20.2%Origination rate-35.15 pts vs state
7.00%Median rate+0.50 pts vs state
1.12Rate spread (pts)+0.83 pts vs state
$43kMedian applicant income
17Loans originated
15Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 106 | 5 | 42.5% | 7.63% | #190 |
| 2024 | 80 | 9 | 51.3% | 7.75% | #244 |
| 2025 | 84 | 17 | 17.9% | 7.00% | #247 |
What Beeline Loans lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Beeline Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 18 | 2 | 2 | 11.1% |
| Montgomery County | 13 | 5 | 1 | 7.7% |
| Mobile County | 11 | 2 | 2 | 18.2% |
| Madison County | 8 | 1 | 2 | 25.0% |
| Baldwin County | 8 | 2 | 0 | 0.0% |
| Shelby County | 5 | 1 | 2 | 40.0% |
| Winston County | 2 | 0 | 0 | 0.0% |
| Escambia County | 2 | 1 | 0 | 0.0% |
| St. Clair County | 2 | 0 | 1 | 50.0% |
| Autauga County | 2 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 84 applications in 2025, of which 17 were originated and 15 denied.
17.9% of all applications, or 46.9% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Beeline Loans originated in Alabama in 2025 was 7.00%, against a statewide median of 6.50%.
About this data. Figures are Beeline Loans's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology