Barrington Bank & Trust Company in Virginia vs the state
3.5%Denial rate-12.41 pts vs state
5.4%Decision denial rate-14.89 pts vs state
61.8%Origination rate+2.24 pts vs state
6.75%Median rate+0.13 pts vs state
0.29Rate spread (pts)+0.07 pts vs state
$111kMedian applicant income
105Loans originated
6Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 170 | 96 | 14.7% | 6.75% | #203 |
| 2024 | 211 | 112 | 9.5% | 6.25% | #195 |
| 2025 | 170 | 105 | 3.5% | 6.75% | #224 |
What Barrington Bank & Trust Company lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Barrington Bank & Trust Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Virginia Beach city | 22 | 12 | 0 | 0.0% |
| Alexandria city | 11 | 6 | 1 | 9.1% |
| Albemarle County | 10 | 7 | 0 | 0.0% |
| Chesterfield County | 9 | 5 | 0 | 0.0% |
| Prince William County | 7 | 5 | 0 | 0.0% |
| Hampton city | 6 | 6 | 0 | 0.0% |
| Norfolk city | 6 | 3 | 0 | 0.0% |
| Portsmouth city | 6 | 4 | 0 | 0.0% |
| Chesapeake city | 5 | 3 | 0 | 0.0% |
| Charlottesville city | 4 | 3 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 170 applications in 2025, of which 105 were originated and 6 denied.
3.5% of all applications, or 5.4% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Barrington Bank & Trust Company originated in Virginia in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology