Bank of Whittier in New York vs the state
36.4%Denial rate+16.61 pts vs state
44.4%Decision denial rate+20.40 pts vs state
45.5%Origination rate-14.14 pts vs state
6.35%Median rate-0.28 pts vs state
-0.09Rate spread (pts)-0.30 pts vs state
$205kMedian applicant income
5Loans originated
4Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 7 | 23.5% | 6.88% | #416 |
| 2024 | 22 | 8 | 13.6% | 6.56% | #381 |
| 2025 | 11 | 5 | 36.4% | 6.35% | #460 |
What Bank of Whittier lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Bank of Whittier applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 4 | 1 | 2 | 50.0% |
| Queens County | 2 | 1 | 1 | 50.0% |
| Tompkins County | 2 | 1 | 0 | 0.0% |
| Nassau County | 2 | 1 | 1 | 50.0% |
| Erie County | 1 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 11 applications in 2025, of which 5 were originated and 4 denied.
36.4% of all applications, or 44.4% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Bank of Whittier originated in New York in 2025 was 6.35%, against a statewide median of 6.63%.
About this data. Figures are Bank of Whittier's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology