Bank-Fund Staff Federal Credit Union · Minnesota · 2025

Bank-Fund Staff Federal Credit Union in Minnesota: approval rate, denial rate and rates (2025)

Bank-Fund Staff Federal Credit Union took 5 mortgage applications in Minnesota in 2025, ranking #547 of 870 lenders active in the state. It originated 80.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 13.6%.

5Applicationsin MN
0.0%Decision denial ratestate 16.4%
6.63%Median ratestate 6.63%
$445,000Median loanstate $215,000
$2.0MVolume3 counties

Bank-Fund Staff Federal Credit Union in Minnesota vs the state

0.0%Denial rate-13.60 pts vs state
0.0%Decision denial rate-16.35 pts vs state
80.0%Origination rate+13.63 pts vs state
6.63%Median rate0.00 pts vs state
-0.17Rate spread (pts)-0.42 pts vs state
$206kMedian applicant income
4Loans originated
0Denied

What Bank-Fund Staff Federal Credit Union lends in Minnesota

By loan purpose

Home purchase 3 60% · 0.0% denied
Cash-out refinance 2 40% · 0.0% denied

By loan type

Conventional 5 100% · 0.0% denied

Where in Minnesota

Counties with the most Bank-Fund Staff Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Ramsey County 320 0.0%
Rice County 110 0.0%
Hennepin County 110 0.0%

Other large lenders in Minnesota

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 8,69410.6%6.38%
U.S. BankD 8,62430.4%7.88%
Bell BankA 7,9875.3%6.63%
Rocket MortgageC 7,63016.3%6.63%
Trustone Financial Credit UnionC 6,06620.0%7.25%
Affinity PlusC 5,43814.6%6.63%
Blaze Credit UnionB 4,07412.3%6.38%
Wings Financial Credit UnionA 3,96016.4%7.25%
Crosscountry MortgageB 3,9422.1%6.63%
Fairway Independent MortgageB 3,3273.2%6.75%

Frequently asked questions

Minnesota: 5 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.

The median rate on loans Bank-Fund Staff Federal Credit Union originated in Minnesota in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Bank-Fund Staff Federal Credit Union's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology