Banesco USA in Puerto Rico vs the state
0.0%Denial rate-15.76 pts vs state
0.0%Decision denial rate-18.50 pts vs state
100.0%Origination rate+32.77 pts vs state
—Median rate
—Rate spread (pts)
$1,148kMedian applicant income
9Loans originated
0Denied
Trend in Puerto Rico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 12 | 12 | 0.0% | — | #54 |
| 2025 | 9 | 9 | 0.0% | — | #57 |
What Banesco USA lends in Puerto Rico
By loan purpose
By loan type
Where in Puerto Rico
Counties with the most Banesco USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| San Juan Municipio | 4 | 4 | 0 | 0.0% |
| Dorado Municipio | 2 | 2 | 0 | 0.0% |
| Vega Alta Municipio | 1 | 1 | 0 | 0.0% |
| Guaynabo Municipio | 1 | 1 | 0 | 0.0% |
| Bayamón Municipio | 1 | 1 | 0 | 0.0% |
Other large lenders in Puerto Rico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Banco Popular de Puerto Rico | C | 3,894 | 20.4% | 6.25% |
| Firstbank Puerto Rico | C | 3,233 | 22.0% | 5.75% |
| Oriental Bank | C | 1,708 | 20.0% | 5.50% |
| The Money House | B | 1,602 | 10.8% | 6.00% |
| First Equity Mortgage Bankers | D | 1,517 | 17.7% | 6.00% |
| Preferred Mortgage | C | 732 | 11.6% | 5.75% |
| Hr Mortgage | D | 697 | 20.8% | 6.25% |
| Home Mortgage Bankers | C | 678 | 0.3% | 6.50% |
| Metro Island Mortgage | A | 588 | 0.2% | 5.75% |
| Trust Mortgage | C | 559 | 8.1% | 5.75% |
Frequently asked questions
Puerto Rico: 9 applications in 2025, of which 9 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Puerto Rico statewide average across all lenders was 15.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Banesco USA's own HMDA filing for properties located in Puerto Rico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology